California Homeowners Insurance Discounts

Save even more on affordable home insurance coverage with discounts offered by Wawanesa

Saving on Homeowners Insurance in California

Wawanesa offers a variety of money-saving discounts in California that can help reduce your homeowners insurance premium significantly. Discover which discounts you can apply to your policy when you get a free homeowners insurance quote from Wawanesa.

Types of Homeowners Insurance Discounts in California

Increasing your home insurance savings is easy and achievable when you apply all the discounts you qualify for. Wawanesa offers a wide array of homeowners insurance discounts that can help reduce your rates.

Check out the following list to see which discounts apply to you:

Multi-Policy Discount

This discount couldn’t be easier to qualify for. Simply bundle your homeowners insurance with your auto insurance policy to see the savings. You could save up to 20%.

Non-Smokers Home Insurance Discount

This discount is applied to your homeowners insurance policy if all the residents of your household are non-smokers. (Not only is not smoking good for your health, but good for your wallet too.)

Sprinkler Protection Discount

You’ll receive this discount if your home is equipped with a fully automatic sprinkler system. (A full system means having automatic sprinklers in all the main areas of the home, for example, living areas, bedrooms, and kitchen.)

Burglar Alarm Insurance Discount

You’ll qualify for this discount if your home is equipped with either a local burglar alarm or one that is connected to a central monitoring system.

Water Alarm Insurance Discount

This discount is applied when your home is equipped with a professionally installed water leak detection device with an automatic water shut-off valve.

Loyalty Insurance Discount

No action is needed to receive the loyalty discount. All you have to do is stick around as a Wawanesa member! This discount kicks in as soon as you’ve completed your first year with Wawanesa. The longer you stay, the more you save.

Claims Free Insurance Discount

If you haven’t had any claims after your first year with Wawanesa, you’ll qualify for the claims free discount. Plus, the longer you stay and go without a claim, the more you’ll save.

Wildfire Mitigation Discounts

These discounts are applied to your homeowners insurance policy when you or your community take certain measures to reduce the risk of wildfire damage to your home. Taking proactive measures to reduce the risk of wildfire damage not only helps protect your home, but can also help lower your insurance costs.

California Home Insurance Savings with Wawanesa

Wawanesa covers all the bases with their affordable California homeowners insurance coupled with award-winning customer service. Learn more about how you’ll benefit from the Wawanesa difference: customizable coverages, 24/7 claim handling, and California home insurance discounts.

Start your quote today!

Frequently Asked Questions About Home Insurance Discounts

Does Wawanesa offer home insurance discounts in California?

Yes. Wawanesa offers a wide array of discounts that can help reduce your California home insurance rates even more. The loyalty, claims free, and burglar alarm discounts are just a few of the ways you can pay less for reliable insurance.

How do I ask for home insurance discounts?

It couldn’t be easier. Call 800-640-2920 and speak with one of our helpful agents who can help you add to your policy all the California home insurance discounts you’re eligible for.

How do I get the best homeowners insurance rates?

The first step is to start your quote online. Or call 800-640-2920 and speak with one of our helpful agents who can help you customize your coverage and see which discounts may apply. That way you can rest easy in the knowledge you’re getting the best homeowners insurance rates for the best protection in California.

Who qualifies for homeowners insurance discounts?

Most Wawanesa members will qualify for at least a few California discounts; however, it depends on a variety of factors as to which ones you qualify for. For example, if you have a burglar alarm or a sprinkler system in your home, you’ll receive a discount. You can also earn discounts by being loyal and staying claims free with Wawanesa.

Have more questions on homeowners insurance? Visit our FAQs page to find answers on common questions relating to coverage, making a claim, and more.

Homeowners Insurance FAQs

Disclaimer

Please note that this website provides only a summary of homeowners insurance to generally illustrate how homeowners insurance works. Your insurance policy is the legal contract containing the terms and limitations of your coverage. Any coverage provided by a Wawanesa General Insurance Company policy is subject to the terms, conditions, exclusions and endorsements of your insurance policy.